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Do I Need To Talk To The Insurance Company After I Hire A Lawyer?

Explore the impact of hiring a lawyer on communication with insurance companies. Discover how The Mike Hostilo Law Firm supports you.
Published:  August 30, 2023

Introduction

Curious about post-lawyer engagement with insurance companies?

Wondering if you really need to maintain contact with them after you've secured legal representation?

You're not alone.

In this article, we'll explore the dynamics of dealing with insurance companies after hiring a lawyer, why having legal support matters, and how Mike Hostilo Law Firm can provide the assistance you need.

Understanding Post-Lawyer Communication with Insurance Companies

Once you've taken the step of hiring a lawyer for your car accident case, a notable change occurs in how you engage with insurance companies.

The primary shift is that the responsibility of communicating with insurance companies now rests with your legal representation.

This transition allows you to focus on your recovery and the legal nuances of your case without the added stress of direct interactions with insurers.

However, an essential point to note is that while most aspects of communication are redirected to your lawyer, there is an exception.

This exception pertains to property damage discussions.

In cases where your vehicle or property has been damaged as a result of the accident, it's advisable to engage in direct discussions with your insurer.

This specifically concerns the evaluation of the damage and the arrangements for repair.

By focusing solely on property-related matters during these conversations, you can ensure that the communication remains streamlined and targeted.

A woman holding a toy car representing uninsured drivers, and symbolizing insurance companies.
Mike Hostilo Law Firm - Car insurance companies

Why You Should Hire a Lawyer for a Smoother Process

Enlisting the services of a lawyer for your car accident case isn't solely about avoiding direct conversations with insurance companies.

It's a strategic decision that can significantly impact the trajectory of your case. A skilled legal team, such as Mike Hostilo Law Firm, brings several advantages to the table:

Expert Communication: Your lawyer acts as a buffer between you and the insurance companies. They are well-versed in legal jargon and negotiation tactics, maintaining that your rights and interests are protected throughout the communication process.

Legal Insight: Dealing with car accident cases involves intricate legal nuances that might be overwhelming for individuals without legal expertise. Lawyers specialize in navigating these complexities, promising that your case is handled with precision.

Focused Approach: With a legal team at your side you can direct your attention towards your recovery and personal well-being. The stress of managing communications and legal procedures is effectively shouldered by your lawyer.

By entrusting your case to a reliable legal firm like Mike Hostilo Law Firm you gain the assurance that your interactions with insurance companies are managed strategically, allowing you to prioritize your healing journey.

Do I Need to Talk to the Insurance Company After I Hire a Lawyer?

The core question that often arises after securing legal representation is whether you are still required to communicate with insurance companies.

The general answer is no. Once you've retained a lawyer, the responsibility for communication shifts from you to your legal representation.

This includes communication with your own insurance company as well as the other party's insurer.

However, a specific scenario where you might still need to engage with insurers pertains to property damage discussions.

If your vehicle or property has suffered damage due to the accident, you are encouraged to directly discuss evaluations and repair arrangements with your insurer.

This makes sure that necessary steps are taken promptly to address the damage and facilitate repairs.

It's worth emphasizing that this communication should remain confined to property damage matters.

Once you have Mike Hostilo Law Firm as your chosen legal representation, the need for direct communication with insurance companies diminishes significantly.

Your lawyer takes on the role of intermediary, communicating that all pertinent information is effectively conveyed without requiring your personal involvement.

Speaking to an Attorney Before Dealing with Insurance Companies

a man and a woman sitting at a table talking.

While the ideal scenario involves letting your lawyer handle all communication with insurance companies, certain situations might necessitate your direct engagement. If you find yourself in a position where you must speak to an insurance company, it's essential to approach the conversation strategically.

Here are the key points you should report:

  • Clearly state that you were involved in an accident.
  • If applicable, mention that the accident resulted in property damage.
  • Inform the insurer that you sustained injuries as a result of the accident.
  • State that you exchanged insurance information with the other parties involved.
  • Notify the insurer that you promptly informed the police about the accident and that a police report was filed.

Why Consulting an Attorney is Vital Before Accepting Settlements

It's important to remember that insurance companies are primarily driven by their financial interests. Their goal is to settle claims as swiftly as possible, often offering minimal compensation.

This is where the guidance of a lawyer becomes invaluable. An experienced personal injury attorney understands the tactics employed by insurance companies and is equipped to advocate for your best interests.

In many instances, insurance companies attempt to reach out to policyholders shortly after an accident, sometimes within 24 hours.

Their objective is to secure a settlement before you consult a lawyer. Some insurers even dispatch adjusters to your location to offer quick settlements. While these offers might appear tempting, they frequently fall short of adequately covering your losses.

By partnering with a dedicated lawyer from Mike Hostilo Law Firm, you ensure that your rights are upheld and your compensation is just.

A lawyer possesses the knowledge and experience to negotiate on your behalf, almost guaranteeing that you receive the compensation necessary to fully address your injuries and losses.

Seeking Help from Mike Hostilo Law Firm

Navigating the aftermath of a car accident, especially when dealing with insurance companies, can be overwhelming. That's why the support of a reputable legal team like Mike Hostilo Law Firm is invaluable.

Our experienced professionals specialize in personal injury cases and understand the intricacies of interacting with insurance companies.

Whether you're seeking compensation for medical expenses, lost wages, emotional distress, or any other aspect of your case, our dedicated team is prepared to guide you through the process.

Don't face the complexities alone—reach out to Mike Hostilo Law Firm today and let us be your advocate. We're here to ensure that you receive the justice and compensation you rightfully deserve.

Final Words

To summarize, the decision to involve a lawyer in your car accident case not only relieves you from the burden of direct communication with insurance companies but also guarantees a smoother legal process.

With the expertise of The Mike Hostilo Law Firm, you can focus on healing and let professionals handle the intricate legal aspects. So, if you're in need of legal support, reach out to us today, and let us help you through the challenges with confidence.

Mike Hostilo Law Firm

33 Park of Commerce Blvd
Savannah, GA
31405
(844) 203-9338
contactus@hostilolaw.com
https://mikehostilolawfirm.com/cms/

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© 2023 Michael G. Hostilo, LLC
All Rights Reserved.
Locations - South CarolinaBeaufort
Law Offices - AlabamaPhenix City
*"Contingent attorneys” "No fee unless you win or collect" and "You only pay us if we win your personal injury claim" fees refer only to those fees charged by attorneys for their legal services. Such fees are not permitted in all types of cases. Court costs and other additional expenses of legal action usually must be paid by the client.

Any result the lawyer or law firm may achieve on behalf of one client in one matter does not necessarily indicate similar results can be obtained for other clients.

Mike Hostilo is not licensed to practice law in South Carolina.
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