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Frequently Asked Questions
Can I recover lost wages after an accident?
Can I recover lost wages after an accident?
Do I Need a Car Accident Lawyer After a Minor Auto Accident?
Do I need to see a doctor after a car accident if I feel fine?
How Does the Insurance Company Determine Who Is at Fault After an Auto Accident?
How Long Do I Have to File a Police Report After a Car Accident?
How long will it take to settle my car accident claim?
How Much Does a Good Car Accident Lawyer Cost?
How much does a personal injury lawyer cost?
How much is my car accident claim worth?
Should I Give a Recorded Statement to the Insurance Company?
What are the steps in a personal injury case?
What damages can I recover in a personal injury case?
What evidence should I keep after an accident?
What Happens If the Other Driver Has No Insurance?
What if I were hit by a hit-and-run driver?
What is the difference between a personal injury claim and a lawsuit?
What Should I Do If an Insurance Adjuster Calls Me?
What should I do right after a car accident?
Who pays my medical bills after a car accident?
Will my personal injury case go to court?
Answer
Yes, in many personal injury cases, you may be able to recover lost wages if your injuries kept you from working. If the accident caused you to miss time on the job, lose income, or affect your ability to earn money moving forward, those losses may be part of your claim. Our role is to gather the records, document how the injury affected your work, and pursue compensation that reflects the financial impact the accident has had on your life.
Answer
Car Accident
It is best to consult a car accident lawyer after a wreck, no matter how minor. If you suffered any accident injuries, it is important to not only visit your doctor but get trusted legal advice as soon as possible. Our team will handle your auto claim from start to finish, helping to maximize the compensation you receive.
Answer
Yes, you should still see a doctor after a car accident, even if you feel fine at first. Some injuries do not show symptoms right away, and waiting too long can make it harder to connect your injuries to the crash. Early medical care also creates important records that can support your claim if your pain gets worse later. Our team can then use that documentation to help build a stronger case on your behalf.
Answer
Car Accident
The insurance company will make its own determination about who caused the accident, using police reports, vehicle damage assessments, witness statements and more. Because the insurance company’s version of events is not always accurate, it is crucial to have a car accident lawyer on your side. Your lawyer will conduct their own investigation to strengthen your auto claim.
Answer
Car Accident
Call the police right away after your accident. When the officer arrives, they will file a police report on site. Because the claims reporting process varies from state to state, it is best to hire trusted legal representation to guide your next steps.
Answer
The timeline for settling a car accident claim depends on the facts of the case, the seriousness of your injuries, and how difficult the insurance company makes the process. Some claims may resolve within a few months, while others can take much longer if liability is disputed, treatment is ongoing, or a fair offer is not made early. In general, it is usually better to build the claim the right way than to rush into a settlement that does not fully account for your losses. Our role is to move your case forward while protecting your right to pursue the compensation you may deserve.
Answer
Car Accident
Here at The Mike Hostilo Law Firm, our car accident lawyers work on a contingency basis rather than hourly fees. If you have not heard the term before, a “contingency fee” means that you only have to pay if and when you get compensation. So you don’t pay a penny unless we win your auto claim! Since there is nothing to lose and everything to gain, contact us today to schedule a consultation!
Answer
Personal Injury
Our personal injury attorneys are paid on a contingency basis, meaning that we don’t get paid unless we win your personal injury case.
Answer
The value of your car accident claim depends on the full impact the crash has had on your life. That can include your medical bills, lost wages, pain and suffering, emotional distress, property damage, and in some cases, ongoing treatment or future losses. There is no one-size-fits-all number, because every accident and every injury is different. When you speak with our team, we can review the details of your case and work to calculate the damages that may be available to you.
Answer
No. If you have hired our firm, you should not give a recorded statement to the at-fault driver’s insurance company. You should simply tell them that you are represented by an attorney and direct them to our office. Recorded statements can be used to question your injuries, challenge your version of events, or weaken your claim, so it is much safer to let our team handle those communications for you.
Answer
Personal Injury
Our personal injury attorneys will first gather evidence to prove that the at-fault party is responsible for causing your accident injuries. We will then file a claim with their insurance company, seeking compensation. If the insurance company denies the claim or refuses to make a reasonable settlement offer, our attorneys will enter into negotiations. If a fair settlement is still not offered, our team may recommend filing a personal injury lawsuit against the at-fault party. We will prepare to take your case to court, equipped to continue fighting for the compensation you deserve.
Answer
In a personal injury case, you may be able to recover economic and non-economic damages depending on the facts of your claim. These damages can include medical expenses, lost wages, future financial losses, pain and suffering, emotional distress, disability, disfigurement, and other losses caused by the injury. In some cases, additional damages may also be available. Our role is to review how the injury has affected your health, finances, and daily life so we can pursue the full compensation available in your case.
Answer
After an accident, you should keep as much evidence as possible. That includes photos of the scene and vehicle damage, witness information, the police report, medical records, bills, receipts, and any notes about how the accident happened and how your injuries have affected you. The stronger your documentation is, the easier it is for our team to build your case and push back if the insurance company tries to minimize what happened.
Answer
If the other driver has no insurance, you may still have options for pursuing compensation. Depending on the facts of the accident and the coverage available, you may be able to make a claim through your own uninsured motorist coverage or explore other sources of recovery. These cases can become more complicated very quickly, especially when the at-fault driver does not have the coverage they should have had. That is why it is important to let our team review the accident, your policy, and the available evidence as soon as possible so we can help you understand the best path forward.
Answer
If you were hit by a hit-and-run driver, you should call 911 right away, get medical attention, and report as many details as you can about the other vehicle and driver. If possible, take photos of the scene and your vehicle, look for witnesses, and save anything that may help identify what happened. Even if the driver leaves the scene, our team can help you explore the insurance options and evidence available to support your claim.
Answer
A personal injury claim usually begins as an insurance matter. Our team gathers evidence, documents your injuries and losses, and submits a claim seeking compensation from the at-fault party’s insurance company. A lawsuit is the next legal step if the claim is denied or the insurance company refuses to make a fair offer. In simple terms, a claim is the demand for compensation, while a lawsuit is the court process that may follow if the claim does not resolve the case.
Answer
If an insurance adjuster calls you, be polite, but do not discuss the details of the accident or your injuries. You should tell them that you have hired an attorney and that they need to speak with our office. Once you do that, let us handle the communication for you. This helps protect your claim and reduces the risk of your words being taken out of context or used against you later.
Answer
Right after a car accident, you should stay at the scene, call 911, get medical attention, document everything you can, and report the crash to your insurance company. If it is safe, take photos of the vehicles, the road, your injuries, and any visible damage, and get the other driver’s information plus witness contact details. Just as important, avoid admitting fault or giving a detailed statement before you understand what happened. When you contact our team early, we can help protect your rights, preserve key evidence, and guide you through the next steps.
Answer
In many cases, you are still responsible for your medical bills while your claim is pending, which is why this part of a car accident case can feel so stressful. The good news is that there may be options for dealing with those expenses, and our team can help you understand what may apply in your situation. We work to gather your bills, records, and treatment information, then pursue compensation and negotiate where possible so the financial pressure does not fall harder on you than it already has.
Answer
Most personal injury cases do not end up going to court, because many claims are resolved through settlement negotiations before trial. Still, if the insurance company refuses to offer a fair resolution, a lawsuit may become necessary. Our team prepares every case seriously from the start, and if going to court is the right move for your case, we are ready to take that next step while guiding you through the process.

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