At the Mike Hostilo Law Firm, we have helped thousands of individuals and families across
Georgia, South Carolina, and Alabama after car wrecks. We have seen firsthand how the steps
you take right after a crash can affect your health, your finances, and the outcome of your case.
If you are reading this after a recent accident, or just want to be prepared, this is the same advice
we give our clients. It covers what you should do, what you should avoid, and what we will do to
help if you need us
1. Stay at the Scene
In all three states, the law requires you to remain at the scene of an accident if there is property
damage, injury, or death. Leaving can result in criminal charges. It also makes it more difficult to
defend your case or seek compensation later.
2. Call 911
Even if it seems like a minor collision, call the police. A formal accident report will document
what happened, help determine fault, and support any insurance or legal claims. We have seen
too many people struggle later because this step was skipped.
3. Seek Immediate Medical Attention
Many serious injuries do not show up right away. Symptoms of whiplash, head trauma, or
internal injuries can appear hours or days later. Always seek medical care as soon as possible.
Medical records are essential for both your health and your claim.
4. Document the Scene
If it is safe to do so, collect the following:
•Photos of all vehicles and damage
•Roadway and weather conditions
•Any visible injuries
•Driver’s licenses, insurance cards, and license plates
•Names and contact info of witnesses
This documentation protects you if facts are later disputed.
5. Notify Your Insurance Company
Let your insurer know an accident occurred. Keep your report brief and factual. Do not discuss
fault or injuries in detail. Your attorney should handle the rest of the communication.
Mistake #1: Leaving Without the Right Info
Not collecting enough information at the scene can lead to major headaches later. Get the basics before you leave. This includes insurance info, contact details, and photo evidence.
Mistake #2: Failing to Call the Police
Without an official report, it may become your word against the other driver’s. This makes it harder to prove what actually happened and may hurt your chances of being compensated for damages or injuries.
Mistake #3: Admitting Fault
Never apologize or admit blame at the scene. Even casual comments like “I didn’t see you” can be used against you later. Stick to the facts, stay calm, and focus on safety.
Mistake #4: Speaking to the Other Driver’s Insurance
Do not give a recorded statement or accept a settlement offer from the other driver’s insurer. These companies are trying to protect their bottom line. Let us handle those conversations so your claim is not undervalued or denied.
Mistake #5: Skipping Documentation
If you do not take photos or get medical care right away, your case may be harder to prove. Insurance companies look for gaps or inconsistencies. Proper documentation protects your claim.
- Avoid Social Media: Do not post about the accident or your injuries. Insurance adjusters and defense lawyers often check for this content.
- Handle Children with Care: If children are involved, do not remove them from their car seats unless directed by emergency responders.
- Keep an Emergency Kit: Flashlights, first aid supplies, phone chargers, and pen and paper are useful tools to have in your vehicle.
- Know the Time Limits: Each state has its own deadlines for filing injury claims. In most cases, you have two years from the date of the accident. Waiting too long may cost you your ability to file.
We have seen people make small mistakes after a wreck that had big consequences later. That is why we share this guidance with every client. Knowing what to do and what to avoid can help you recover physically, financially, and legally.
If you are injured or dealing with an accident, do not go through it alone. Let us take the legal burden off your shoulders so you can focus on healing.
Whether your wreck happened in Georgia, South Carolina, or Alabama, our team is here to help. We offer free consultations, and you do not pay unless we win your case.
Call us today. We are ready to fight for you.
