As an Uber passenger, you have the right to seek compensation if you’re injured in an accident. Uber drivers are required to maintain certain insurance coverage, but the specifics depend on the circumstances of the accident.
- Uber Driver’s Insurance: When you’re in an Uber vehicle, the driver is required to carry insurance that may cover medical expenses and damages in case of an accident. However, there are situations where the coverage may vary. If the driver is offline or hasn’t accepted a ride request, they may not have adequate coverage. If the driver is engaged in a ride at the time of the accident, Uber’s insurance may come into play.
- Uber’s Insurance Coverage: Uber provides liability insurance for accidents involving drivers while they are on the clock. The level of coverage depends on whether the driver is available for a ride, has accepted a ride, or is en route to pick up a passenger. It’s important to consult with a legal expert to understand the full scope of coverage in your case.
- Third-Party Liability: In some cases, other parties may be responsible for the accident. For example, if another driver caused the crash, you may need to file a claim against their insurance or pursue a lawsuit against them. Your
Uber accident injury attorney
can investigate to determine liability.